On Friday, Jim Cramer wrote on MainStreet.com:

People hop from job to job all the time, even thought that trend should slow down in this economy. If, however, you expect to be back in the workforce within six months to a year, or even want to tack on some extra, post-COBRA coverage, then consider short-term health insurance. It’s a band-aid approach, and isn’t as comprehensive as regular health care insurance, but a short-term deal can buy you time, cover you against big emergencies, and offers low-cost, same-day approval for the transitioning unemployed.

In our experience, the convenience of online approval and next-day coverage that short term health insurance offers is probably our clients’ favorite feature of our plans. “How soon can I be covered?” is one of the most frequently asked questions our agents hear on the phone. (We happen to answer this in our F.A.Q., but are happy to answer it on the phone, too). It’s been very interesting to hear the reasons why people need immediate coverage, and very satisfying to both us and the client when we are able to get them quality health insurance coverage right away.

The Short Term Medical policy from Assurant Health is a temporary health insurance plan insured by Time Insurance Company. One plan provides coverage from 30 - 180 days and another for 181-360 days. The 12 month plan is not available in all states.

Assurant STM Highlights:

• Up to $5,000,000 Lifetime Maximum (6 month policy)
• Visit Any Doctor or Hospital
• Rx Drug Discount Card
• Be Covered by Tomorrow with Online Application & Payment

Time Insurance Company is Rated A- (Excellent) by A.M. Best Company

To learn more, please view the brochure.

Secure STM is a temporary health insurance plan administered by Health Plan Administrators, Inc. (HPA) and insured by Standard Security Life Insurance Company of New York. It provides up to $2,000,000 of medical coverage for 30 days to 12 months.

Secure STM Highlights:

• Single, Monthly, and Daily Rates
• Visit Any Doctor or Hospital
• Be Covered by Tomorrow with Online Application & Payment
• $2,000,000 Lifetime Maximum per Person

To learn more about Secure STM you can view the brochure.

Standard Security Life Insurance Company of New York is rated A- (Excellent) by A.M. Best Company.

Secure 12×3 is a temporary health insurance plan administered by Health Plan Administrators, Inc. (HPA) and insured by Standard Security Life Insurance Company of New York. It provides up to $750,000 of medical coverage for up to 3 years.

Secure 12×3 Highlights:

• Up to 3 12-Month Coverage Periods
• Visit Any Doctor or Hospital
• Be Covered by Tomorrow with Online Application & Payment
• RxPay Drug Card Available

To learn more about Secure 12×3 you can view the brochure.

Standard Security Life Insurance Company of New York is rated A- (Excellent) by A.M. Best Company.

SecureLite STM is a temporary health insurance plan administered by Health Plan Administrators, Inc. (HPA) and insured by Standard Security Life Insurance Company of New York.  It provides up to $750,000 of medical coverage for  1 - 6 months.

SecureLite STM Highlights:

• Be covered by tomorrow with online application & payment.
• $25 Doctor’s Office Visits (4 per coverage period)
• Discount Plan including Rx, Vision, Dental (not available in all states)

To learn more about SecureLite STM, you can view the brochure.

Standard Security Life Insurance Company of New York is rated A- (Excellent) by A.M. Best Company.