Terms of Use
Last Updated 12/8/2008

TemporaryPlans.com (hereinafter “web site”) is a web site owned and operated by Benefit Concepts, Inc. (hereinafter “Benefit Concepts”), a licensed insurance agency based in Middletown, Ohio.  By using this web site, you hereby agree to these Terms of Use.  If you do not agree to these Terms of Use, you must not use this web site.

Disclaimer of Warranty
All information presented on this web site are provided “as is” and without express or implied warranties or representations of any kind.  Benefit Concepts does not warrant or represent that this web site is free from errors in content or functionality.  Benefit Concepts expressly denies any implied warranties of merchantability or fitness of this web site.  Benefit Concepts does not warrant or represent that this web site, its servers, or emails sent from Benefit Concepts do not contain viruses or other harmful components.

Limitation of Liability
Benefit Concepts shall not be held liable for any loss or damage that may arise from use of this web site.  The accessibility and functionality of this web site are not guaranteed and Benefit Concepts shall not be held liable for any loss or damage resulting from inability to access this web site or any technical malfunctions of this web site.

Links to Other Web Sites
Links provided to web sites outside of TemporaryPlans.com are provided as a courtesy to our users and do not constitute any express or implied endorsement or warranty of the merchantability or fitness of the web site linked to or the company that owns it.
Copyright
Unless otherwise indicated, all text, images, downloadable materials, and software on this web site are copyrighted property of Benefit Concepts, Inc., and/or its third party licensors.

Jurisdiction
Without regard to the principals of conflict of laws, use of this web site shall be governed by and construed in accordance with the laws of the State of Ohio.

Enforceability
Should any provision of these Terms of Use be held invalid, unlawful or for any reason unenforceable, then the invalid, unlawful or unenforceable provision shall be severable from the remaining provisions. Such invalid, unlawful or unenforceable provision shall not affect the validity or enforceability of the remaining provisions.