Jim Cramer talks Short Term Health Insurance
On Friday, Jim Cramer wrote on MainStreet.com:
People hop from job to job all the time, even thought that trend should slow down in this economy. If, however, you expect to be back in the workforce within six months to a year, or even want to tack on some extra, post-COBRA coverage, then consider short-term health insurance. It’s a band-aid approach, and isn’t as comprehensive as regular health care insurance, but a short-term deal can buy you time, cover you against big emergencies, and offers low-cost, same-day approval for the transitioning unemployed.
In our experience, the convenience of online approval and next-day coverage that short term health insurance offers is probably our clients’ favorite feature of our plans. “How soon can I be covered?” is one of the most frequently asked questions our agents hear on the phone. (We happen to answer this in our F.A.Q., but are happy to answer it on the phone, too). It’s been very interesting to hear the reasons why people need immediate coverage, and very satisfying to both us and the client when we are able to get them quality health insurance coverage right away.